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Lawyers in Oak Grove Insurance Law

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In the absence of insurance, three possible individuals bear the burden of an economic loss; the individual suffering the loss; the individual causing the loss via negligence or unlawful conduct; or lastly, a particular party who has been allocated the burden by the legislature, such as employers under Workmen's Compensation statutes. While types of insurance vary widely, their primary goal is to allocate the risks of a loss from the individual to a great number of people. Each individual pays a "premium" into a pool, from which losses are paid out. Regardless of whether the particular individual suffers the loss or not the premium is not returnable. Thus, when a building burns down, the loss is spread to the people contributing to the pool. In general, insurance companies are the safekeepers of the premiums. Because of its importance in maintaining economic stability, the government and the courts use a heavy hand in ensuring these companies are regulated and fair to the consumer.




Courts in South Carolina

South Carolina State falls under the 4th Circuit. The website for the appeals court for this circuit is www.ca4.uscourts.gov. South Carolina State has the following courts -
South Carolina Bankruptcy Court http://www.scb.uscourts.gov/
South Carolina District Court http://www.scd.uscourts.gov/



Suggested Lawyers for Oak Grove
McWhirter Bellinger
McWhirter Bellinger is a personal injury law firm serving all of South Carolina. Free consultation.
www.mcwhirterlaw.com

SC Attorneys Helping Injured People

SC Attorneys who provide representation to victims of trucking accidents, nursing home neglect and abuse, medical malpractice and other serious personal injury.
www.mcgowanhood.com


South Carolina Legal Referral Services
  • South Carolina Bar LRS Columbia, SC (800)868-2284 (803)799-7100 Statewide










  • Demographic Information
    City/Town: Oak Grove
    State: South Carolina
    Country: USA
    Population: 8,183



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    Legal Facts
  • Murder defendants (34%) were the most likely to have their case adjudicated by trial. Seventy-eight percent of all trials resulted in a guilty verdict in 2000.

  • Of the defendants who had State felony charges filed against them in the Nation's 75 most populous counties during May 2000, About a third of released defendants were either rearrested for a new offense, failed to appear in court as scheduled, or committed some other violation that resulted in the revocation of their pretrial release.




  • Choosing a Lawyer
  • Understand the lawyers fee structure:
    The legal fee could be divided into a fixed fee (usually for routine legal work), an hourly fee, a retainer fee (so that the lawyer is always available to handle your case) or a contingency fee (where you pay the lawyer a certain percentage of the money you receive as compensation). Speak to the lawyer in detail regarding the fee structure and what services are included in the fee. If there are any additional charges, these should be clarified beforehand.

  • What you should ask in a contingency fee case:
    When discussing the lawyer's fee in contingency cases i.e. where the lawyer retains a portion of the compensation paid to the client, you must ask a number of important questions. Most importantly, what is the percentage of the fee the lawyer will take away. Always make it a point to ascertain the percentage on whether the case has been settled, goes to trial or goes to appeals court. The percentage could vary based upon the outcome of the case, so you must know what the lawyer will take away.



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